This job was posted by https://www.vermontjoblink.com : For more
information, please see: https://www.vermontjoblink.com/jobs/1363736
**Who Were Looking For**
- A mortgage pro who loves details and deadlines, and takes real pride
in getting loans to the finish line smoothly and accurately
- A clear, confident communicator who enjoys guiding borrowers and
partners through the closing process with professionalism and care
- A go-to teammate and problem solver who thrives in a fast-paced
environment and is ready to lead, support, and elevate the loan
coordination process
**What Youll Be Doing**
- Coordinating disclosures, documentation, and third-party reports to
ensure loans meet all requirements from application through funding
- Preparing, reviewing, and managing closing and funding activities,
including quality control, wires, and system updates
- Leading and supporting the coordinator and post-closing pipeline,
maintaining procedures, assisting with projects, and escalating
risks as needed
Why Join Us
- Heritage Family Credit Union is a dynamic and member-centric
organization committed to making a positive impact on the lives of
our members. We believe in delivering not just financial services
but fostering meaningful relationships that enhance the overall
well-being of our members and communities. With a focus on
education, integrity, and community, we strive to be the preferred
financial partner for our community.
- - Benefits Include:
- - Paid time off in addition to paid federal holidays
- Medical, dental, and vision benefits to employees who
regularly work 24+ hours a week
- 401k match
- Ongoing training opportunities
- 8 hours of volunteer time with an organization important to
you
- Reimbursement each month for Gym membership (up to \$25),
hobby reimbursement (up to \$25) and fresh local foods (up
to \$25 on a seasonal basis)
**Salary Range: \$23.09 - \$28.86 per hour**
Summary
The Mortgage Loan Coordinator II supports the processing, closing, and
funding of residential mortgage and home equity loans in accordance with
HFCU and investor guidelines. This role issues required disclosures,
orders and reviews reports, prepares and reviews closing documents,
performs pre-closing quality control, and ensures loans are closed and
funded accurately and on time while providing a positive experience for
all parties.
Essential Functions
- Communicate clearly, timely, and accurately with borrowers and all
Essential Parties To Ensure a Positive Experience, Including
explaining mortgage documents, requirements, timelines,
expectations, and the closing process
- Prepare, issue, and track required disclosures and documentation for
mortgage and home equity loans from application through closing,
ensuring compliance with all required timeframes
- Request, obtain, and review borrower documentation, verifications,
and third-party reports to ensure loan conditions and requirements
are satisfied prior to closing
- Review loan files prior to closing to confirm all processing
conditions are met, documented, and ready for execution
- Prepare, review, and coordinate accurate closing documents and
ensure loans are closed and funded timely, including completing
funding transactions, wires, and required system updates
- Ensure all processing, closing, and funding activities are completed
accurately and in compliance with federal, state, investor, and
mortgage lending requirements
- Lead the coordinator and post-closing pipeline to ensure that all
aspects of the roles are completed in a timely and accurate manner,
providing training and workload support when needed, identifying
areas of con ern and reporting them to VP, Mortgage Lending.
- Responsible for creating and maintaining written procedures for
Mortgage Loan Coordinator tasks.
- Manage administrative activities for construction and renovation
loan advances and repair escrow accounts.
- Act as subject matter expert/tester for any new programs or Mortgage
Loan Coordinator related projects.
- Maintain predictable and reliable attendance
- Perform other related duties as assigned
Qualifications
- Education:
- Minimum High School Diploma or GED required.
- Experience:
- Minimum of three years of mortgage closing experience is required.
- Skills:
- Strong organization, communication, ability to multi-task, attention
to detail, comfortable in a fast-paced work environment.
Perform primarily sedentary work with limited physical exertion and
occasional lifting of up to 10 lbs. Must be able to operate routine
office equipment including telephone, copier, facsimile, and calculator.
Must be able to work extended hours whenever required or requested by
management. Must be capable of regular, reliable, and timely attendance.
